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Blockchain transforms fintech with decentralized, secure, and transparent transactions via distributed ledgers and smart contracts. It cuts costs, speeds settlements, and promotes financial inclusion for the unbanked. User-friendly interfaces and 24/7 access enhance usability, while cryptography ensures data integrity. Scalability and regulatory challenges persist. Overall, blockchain boosts efficiency, automation, and trust in financial services, reshaping the fintech industry.
Governments around the world are scared of adoption due to the potential to disrupt traditional financial system, anonymous transactions (concern about illicit activities). What is your take? 34 replies
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