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notdevin
@notdevin.eth
Tip time and I’m looking for some insights around credit card points. For 500 degen (first come first serve) What card do you use, how much is it annually, what is the interest rate? Bonus if you share how/if you use your points
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Barton
@barton2024
Amex and we collect Avios points for British Airways flights. Interest is 30% so have to pay it off monthly in full! We use it for everything and aiming for business class flights to either Tokyo or Buenos Aires 😎
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Brad Wilde
@bwilde
Chase Amazon Prime. No annual fee. Purchase APR 19.49%. Cash advance APR 29.99%. Points is the winner for me, 5% back at Amazon.com, which is where we do most online shopping.
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coachcoale.eth 🎩
@coachcoale
First q here: What matters most to you with this new card?
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UNDRGRND
@undrgrnd
Capital one, 2% Cash Back and we use them to pay our bills when we go out to fancy dinners.
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Sjoerd
@s0derstorm
American Express plat works great for points, especially when flying Skyteam (which I do). However when you go travelling, specially in Europe, there are lots of places that do not accept it. Therefor I needed to have a visa just in case
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alex
@alexgrover.eth
I have like 10-15 cards right now, but use 3 regularly: Chase freedom unlimited ($0) Amex gold ($250) Amex plat ($695) No idea on interest rates, I don’t carry a balance. Usage: https://warpcast.com/alexgrover.eth/0xf303172b
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James
@jimmysb1
Chase Sapphire, 80$, 12-16% rate, Airline or Cashback, lots of triple point purchases - verizon, apple, restaurants
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CaPow
@capow
We have the Amex Delta Reserve card. $650 annual fee Companion ticket good for first class. $240 credit resy. $120 credit for ride share 15% off tickets All lounge access 3XMILES 3X MILES On Delta Purchases On Delta Purchases Made directly with Delta. 1X MILES 1X MILES On Other Purchases. On Other Purchases.
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Teeny Weeny
@teenyweeny
Virgin Atlantic credit card. Not interested in smaller monthly payback, so I save all the points and now have enough for return first class flights anywhere in the world
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fshmnd 🔵🟣🟡🔴🏁
@fshmnd
I used the capital ome venture the interest rate starts from 20%, I often use points for marketplace fees
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Nicomadri 🎩🍀
@nicknymus
If you are looking forward to spend a lot of money I will take the Amex one. If it’s just for fancy dinners or partys I think the Capital one is a Great option. But if you want to spend a lot go to get your Platinum American Express 🤣❤️. Have a Nice Day Sir 🤝.
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Meme
@memedou
Haha, I don't have a credit card. I don't like to be dominated by expenses But in China, the credit card rate is 3.6% per year
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Ayomide🎩
@mide
I use the capital one venture, the interest rate starts from 19.99%. And I use my points to pay my annual fee
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Spawnisher🎩
@spawnisher
I don’t have one, do i still get degen? xD
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tani
@tani.eth
Amex Plat, $750 annually Interest: 42% annually I use Amex points to port to Marriott Bonvoy
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Samuel ツ
@samuellhuber.eth
using the AMEX payback card which is free per year gets you 2cts of cashback every 2 euro spent + more if spent in most german chains that support payback using it because it's the easiest + free to get additionall cashback in Germany
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Gustavo
@justgustavo
Capital one (750) 34.9% Amex (1000) 42% Both Annually
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Arif ☄️
@arifx
round 3 went down hard sir, this is the rest of the day 15 $degen
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dylan.neo 🎩
@dylang
You're gonna love this tool! https://madfientist.cardratings.com/
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