backpack™

Tip time and I’m looking for some insights around credit card points.

For 500 degen (first come first serve) 

What card do you use, how much is it annually, what is the interest rate? Bonus if you share how/if you use your points

@backpack put a bank in your pocket and use your money whenever, wherever, however without permission

/backpack
/notdevin
icebreaker.xyz/notdevin

American Express plat works great for points, especially when flying Skyteam (which I do). However when you go travelling, specially in Europe, there are lots of places that do not accept it. Therefor I needed to have a visa just in case

Sky team alliance includes KLM and delta airlines. You get points for flying with them and points for booking the flight - so doubles up quickly; especially when flying for work and spending the miles for private

Whats skyteam? Yeah Amex has a policy of honoring all chargebacks which is a daunting option for certain merchants 

500 $DEGEN