DeFi

Earn, Borrow, Build on Morpho 
/morpho and app.morpho.org

AMA about @morpho 🦋

Morpho is a lending protocol with $6B in deposits. You can earn 9% APY on ETH, 4% APY on cbBTC, 17% APY on USDC on Base. 

- transparent risk management 
- tailored risk profiles for lenders 
- isolated money markets for borrowers 
- immutable code base 

ask your questions in the comments

Base

Want to know how services like bitcoin-backed loans will bring finance onchain?

Join @jessepollak and @morpho's @paulframbot for an Onchain Stories livestream

Jan 28, 9:30am PT / 12:30pm ET

https://youtube.com/live/N9rJFQ7Zn5w?feature=share

join @jessepollak and @paulframbot on the livestream on Tuesday, Jan 28th, 9.30 am PT

@base builder #001; onchain cities w/ OAK & city3

Co-founder & CEO at @morpho labs. Making financial infrastructure a public good.

maxxing on /morpho 🦋 | pursuing a higher self w /higher-athletics | consistently curious

join @jessepollak and @paulframbot on the livestream on Tuesday, Jan 28th, 9.30 am PT

https://warpcast.com/base/0x439ece7b

Morpho is 650 lines of immutable code. Here're 28 audits - https://docs.morpho.org/security-reviews/

I assume you were asking about the smart contract risk of the protocol itself

A doodler and computerer. I like permissive/permissionless open source, smart contracts, p2p systems, room-scale VR, and NixOS.

shazow.net

Currently: WhatsABI

What are some possible failure modes of Morpho? Would love to read more, especially if there's a mechanism audit.

Building Web3 Communities | Spud Brand Ambassador

_fiatisabubble.twitter

no revenue right now, we're in an active growth stage. Vault owners and curators are making revenue. 

There's a fee switch option on protocol level for Morpho.

What's Morpho's revenue atm and wen revenue share?

Bitcoin-backed loans, powered by @morpho and built on Base

The future of finance is onchain

https://x.com/coinbase/status/1879902780564951530

on the consumer level - more interfaces. but on the bigger scale - CeFi/TradFi integrating Morpho tech to provide new services to their clients. 

Think coinbase integration -

on the consumer level - more interfaces. but on the bigger scale - CeFi/TradFi integrating Morpho tech to provide new services to their clients. 

Think coinbase integration - https://warpcast.com/base/0x5fa4c90d

What do you want to see built using morpho?

Startup artist seeking inspiration.  Champion of /bcard

Rates to borrow ETH on mainnet
Morpho: wsteth/eth - 2.06% wbtc/eth - 2.49%; Aave - 2.61%

on Base 
Morpho: wsteth/eth - 1.77%, Aave - 2.16%

on Morpho you also have higher LTV as there's 1 collateral asset vs multi-asset pool on Aave (they need to set LTV taking into consideration the most risky asset in the pool). Higher lTV means that you can borrow more with the same amount of collateral.

Why are lenders borrowing ETH at higher rates from morpho instead of using something like aave?

aͣrͬᴛⷮiͥs͛ᴛⷮ  💧  ۗۗۗۗۗۗۗۗۗۗۗۗۗۗۗۗۗۗۗۗۗ
Aesthetic Dictator at /artcoin 
🙂⃤

you can earn yield on your assets on @morpho (your money are making you more money)

Why should I use morpho ? 
Or buy $morpho ?

morpho

i'm new to morpho, how often rewards are distributed here?
also quite surprised that "vault fee" has been taken from my deposit yet it wasn't specified in the vault info – i only see performance fee here

Working on @beliefs - most customizable launchpad on Base.
Coding FC related stuff.
Occasionally trading.
Figuring out how to fix my sleep schedule.

hey! 
rewards are claimable every 2 weeks. 

there's no deposit fee, the only fee is vault performance fee and you can check it on the vault page. But, as usual, you need to pay gas fees for the tx itself

https://warpcast.com/dalechyn.eth/0x596d16f4

annoying rants 🚀; bringing you ✍️ /buildbetter, 🎙️ /artistspotlight and🎙️ /web3magic; De*** & open-source HW/SW enthusiast; https://nf.td/bfg

anyone. I believe that we're building a new internet financial system, it includes anyone from CeFi to consumer.

Love morpho’s idea of transparency and isolated m - who’s the main target user?

(art + design), dev // ⫘⫘⫘ @444437 ⫘⫘⫘

1. Vault token is ERC-20 and can be transferred to another address.
Note: rewards earned from the original address needs to be claimed from it. Rewards will start accruing to the new wallet from the moment of the transfer. 

2. It's every 2 weeks atm, working or shortening it to 1 week. But no clear eta on this

i have 2 more questions kugusha!

1) can I transfer the vault tokens (not sure what to refer to them as) to any wallet? if so, does that wallet then receive the rewards?

2) is there an expected date to reduce epoch period for additional reward yields? docs say it will reduced soon but curious if there is a timeline