cdt
@cdt
wish we had a home buying channel. thinking of moving on our first house but i feel out of sorts here.
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matthewb.eth
@matthewb
what sort of concerns/issues are holding you back from taking the leap?
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cdt
@cdt
we want to take the leap. so it’s not that. it’s just making sure it’s “right” since buying a house isn’t something you do all the time lol so like are we buying something we’re gonna get surprised screwed on later, how much % to put down etc
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Dennison Bertram
@dennison
I would emphasize that you should put down as much as you can afford, and buy a place that is already perfect and doesn't need renovation. In my opinion, keeping your monthlies low is more valuable than any sort of money optimization strategy folks might suggest.
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Dennison Bertram
@dennison
Think about it like this: A home is a kind of investment, but it's also where you live. You don't want just being able to live somewhere to be a stress factor in your life. Get the monthlies down to where you could make a profit from renting if possible.
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Leeward Bound
@leewardbound
Holy shit @dennison is cooking here, said everything I wanted to and more. I personally don't vibe with the (very popular) mindset "don't pay off your 5% loan if you can earn 6%" or whatever. I'm happier having lower+fewer monthly commitments.
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