Ethereum Account Abstraction

it's pretty obvious that the endgame for crypto wallets is an OS-level wallet that gives you apple pay UX

but i think the standard pattern will look something like per-app sub accounts that can pull in liquidity from the main wallet and give you embedded wallet ux with easy asset management across all apps

coinbase smart wallet is betting on this direction rn

I would bet that Apple already built this but they’re waiting for public opinion on crypto to shift before releasing. Once Google adds something similar, Apple will likely be about 3 years out, ensuring that people actually use it before devoting effort to the rollout marketing

yes with the added caveat that you can allocate permissions accordingly so the subwallets don't have access to main funds