My American friends here, I heard that is good to use shredder for bills or payments with credit cards. Does anyone recommend in buying it and do you use it?

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We have one that we use sometimes. But when we do use it it's for that exact purpose. We use it less now because almost everything  is online and paperless.

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Thanks Madison, but when you do payments in cafe or supermarket do you take receipts? If I understand well, this is what we need to shred, are there anything else to add? Sorry for many questions.

Don't apologize; ask all the questions you need! I typically don't take the receipt for most purchases but when I do take them I don't typically shred them. Unless it's a receipt for something like the car mechanic that would have other sensitive information

You don't need to shred receipts, because almost always, only the last 4 digits of your credit card should be on the receipt.