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Cameron Armstrong
@cameron
Let’s kickstart this channel 🫡 0.05 ETH bounty @bountycaster to whoever shares the most Gigachad credit card /churning stack or process that still works today 😮💨 This thread must get at least 5 total submissions for this to be in play 🤠
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Brent Fitzgerald
@bf
with annual fees and cognitive overhead i am over it. it's all a tradfi engagement game. our brainpower is more valuable on new stuff. get some low/no-annual fee card with some cash or easy rewards in categories you spend in, then don't look back. if you're looking at nerdwallet for over 10 min you already lost.
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Mark Fishman
@markfishman
This is my take as well I just have a Fidelity Visa (2% cash back on everything, no fees) Although nonzero chance I get a dining and/or travel card just because those are large and distinct enough spending buckets that I can have a dedicated card
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Brent Fitzgerald
@bf
Did this a few years ago and ended up in the chase sapphire zone of mediocrity. Use their travel portal or do weird points transfers to maximize rewards. Turns out their travel portal pricing sucks. My boring basic bro card is the Amazon Prime Visa. No fee, 5% on all the bourgeois AMZN things. I think everyone has it?
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alex
@alexgrover.eth
The weird points transfers are where you can get 100% returns on your spending, it takes effort but it’s worth it if you care about the travel perks enough. And if that’s the path you go down cards with high sign up bonuses are generally the best vs optimizing for spending categories.
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Brent Fitzgerald
@bf
Yeah, I understand the appeal and potential value, but I can't get past seeing it all as a big engagement trap. 🤷
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