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Cameron Armstrong
@cameron
Let’s kickstart this channel 🫡 0.05 ETH bounty @bountycaster to whoever shares the most Gigachad credit card /churning stack or process that still works today 😮💨 This thread must get at least 5 total submissions for this to be in play 🤠
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Linda Xie
@linda
Needs to be "@bountybot" tag instead but just manually added this!
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BBB 👊
@jianbing.eth
this stuff makes my brain hurt
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Zinger ↑ is job hunting
@zinger
The flowchart is gospel 🤲🏻 Favorite card: Amex Gold for 4x (8%+) back on dining and groceries for $10 per year Favorite redemption: Iberia business class nonstop JFK to Madrid for 26k points ($4-10k retail, 15+ cpp!) https://m16p-churning.s3.us-east-2.amazonaws.com/Card+Recommendation+Flowchart+Latest.html
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Brent Fitzgerald
@bf
with annual fees and cognitive overhead i am over it. it's all a tradfi engagement game. our brainpower is more valuable on new stuff. get some low/no-annual fee card with some cash or easy rewards in categories you spend in, then don't look back. if you're looking at nerdwallet for over 10 min you already lost.
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alex
@alexgrover.eth
I think @zinger should win for the flowchart, but beyond the first few cards I just look at DoC when I need a new card and get whatever fits my redemption goals and is near all time high bonus. Ends up being ~4x per year, easy to track bonus spend https://www.doctorofcredit.com/best-current-credit-card-sign-bonuses/
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dinislam
@dinislam.eth
The Anti-Churning stack: Get a U.S. Bank Altitude Reserve card which gives 3 points per dollar on purchases made via Apple Pay (or Google Pay). For me that’s >99% of purchases. Each point is worth 1.5 cents, so this card is effectively 4.5% cashback on nearly everything.
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