Kyle McCollom
@kyle
Why hasn’t Cash App become a more dominant way of paying merchants? They have significant advantages: 57M MTUs and 4M merchants. Why would USDC surpass it?
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Dan Romero
@dwr.eth
Consumer habits require a lot of excess utility to break
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Kyle McCollom
@kyle
Hard to overcome the “2-3% back” message to consumers while also cutting the fees for merchants.
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Vanja
@vanja
“Crypto cards” could do the same thing though, no? Take 3% extra from the merchant and pass it on to the consumer. It’s an almost zero sum game where the credit card company takes a small competitive rate. A bigger issue to solve I see is the actual credit. 30-days free credit is hugely useful to many people.
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