Your card rewards depend on dark patterns, is that the type of relationship you want with the primary service provider who helps you use your money? 

They’re only providing these benefits because, by the numbers, they’re too difficult for you to derive value from. If that changes then they will swap lies on you

@backpack put a bank in your pocket and use your money whenever, wherever, however without permission

/backpack
/notdevin
icebreaker.xyz/notdevin

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The part I enjoy most IS building something for the maximal benefit of the end user, anything else is anathema to my mental well being 

Value alignment is such a trope right now because it’s so obvious and yet so rare 

In any event, the current system can’t reformat itself, we must do it

You know those service providers are in it to make their own profit, & not provide the maximal benefit to the end user.

If people had the option, & were aware of it, of utilizing infrastructure that maximally serves them, with solid support/quality of use etc, they'd rock it 100%

Into innovation and biology as a technology - probably gonna talk about biomimicry

You me card gets a higher interchange rate at transaction to pay for the loyalty points they give to you ;)

I've never had a problem with my chase card but then again I pay a yearly fee that's pure profit for them and they're playing games with their partner firms to reduce costs!

This is why I stick with cashback vs points

Don’t have time to play those games