None of todays crypto wallets will ever reach PMF.

First, by PMF I mean ~100 million users in 5 years. By crypto wallets, I mean literally every wallet that is live now, including both incumbents like Metamask and fresh contenders like Rainbow, Family, or Uniswap Wallet.

My retort is always: we can't abstract over credit cards today. Chains are much more heterogeneous than those - and it's worse for bridges. I doubt we can abstract over those - it just wouldn't be safe or wise.

Or you need something like crypto FDIC insurance.

Perpetual soldier of fortune, occasional internet slacker.

Cooking 0xFable — the fully on-chain trading card game for nerds

Can you explain what you mean by can’t abstract over credit cards?

Public Goods and Impact Evaluation Researcher ✨ Endless curiosity. 

Not every store accepts every kind of credit card (or debit cards, for that matter)