None of todays crypto wallets will ever reach PMF.

First, by PMF I mean ~100 million users in 5 years. By crypto wallets, I mean literally every wallet that is live now, including both incumbents like Metamask and fresh contenders like Rainbow, Family, or Uniswap Wallet.

My retort is always: we can't abstract over credit cards today. Chains are much more heterogeneous than those - and it's worse for bridges. I doubt we can abstract over those - it just wouldn't be safe or wise.

Or you need something like crypto FDIC insurance.

Perpetual soldier of fortune, occasional internet slacker.

Cooking 0xFable — the fully on-chain trading card game for nerds

Curious to see if incumbents can keep up with innovations fast enough. Their track record is abysmal.

Public Goods and Impact Evaluation Researcher ✨ Endless curiosity. 

Not every store accepts every kind of credit card (or debit cards, for that matter)

Can you explain what you mean by can’t abstract over credit cards?

Would something like Gnosis Pay (https://gnosispay.com/) be enough abstraction over credit cards? Or what else do you find missing? Multi-chain support?

You're way in the future: amex is not accepted in a lot of places & two of the three cards (Visa & Mastercard) I carry get routinely rejected in places accross the world (not the same). It happened once they wouldn't take any of the three 😅