My unpopular (at least in tech) opinion is that professional education is bad and liberal arts is gud actualy. 

You can pick up job skills anytime anywhere, but you can realistically only sit deeply with history, philosphy, and the arts when you're under 20.

it's never too late to learn to code. but it often is too late for people to learn to think. once you're used to thinking wrong, it's hard to think right again

generally agree, but i also think youre underestimating just how malleable the brain is at a young(er) age -- becoming good at any profession (incl coding) in your late 30s is not easy and for most people not even within reach

youll see soon :)

(and thats setting the whole family/kids thing aside, which makes it seriously challenging to even find the hours to learn something new)