This “tipping” culture in the USA seems identical to the sort of bribery that is endemic to third world nations like India, where you’ll need to slip cash to the electrician you just called for him to actually start working.

Seems like wages dipped below some kind of threshold during the pandemic, triggering this…

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Tipping culture was bad enough before the pandemic and it's just stupid now. I'd rather servers and delivery people etc be paid a living wage and include that in the price of the food or whatever

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In cali they raised wages and the cost of food in correlation with it, yet still expect the 20% tip which is now significantly more $. 

I do it but if I order at the counter and pay before I get my food, I generally don’t. Am I a bad person?

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The latter. Eat there but no waiters taking orders.

Are you talking about takeaway? I don't tip for that. Or do you mean more like a fast casual like a Chipotle or Panera? I don't tip on that either.