welter
@fun
gm - is a roth ira or a 401k a good option right now? how do i do finances
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John
@silentjohn
Get your 401k match, build your 3-6month emergency fund, then max out IRA. Anything else is gravy
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welter
@fun
company too small for 401k match, already got 6+ month emergency, dont have a roth ira, waht do i doo
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limes
@limes.eth
I follow this advice https://www.shortform.com/blog/ramit-sethi-investing/
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BrixBountyFarm 🎩
@brixbounty
Every major brokerage will have a Roth IRA 101 > https://www.fidelity.com/viewpoints/retirement/ira-portfolio Reading a few of these will get you in a good place to ask the right questions.
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John
@silentjohn
It's all just guessing what would be most tax efficient in this case. Roth vs Traditional, I prefer Roth but it depends on your income level. Really at the end of the day it's all about just saving and getting it invested somewhere.
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