Hard to overcome the “2-3% back” message to consumers while also cutting the fees for merchants.

Credit card points are a consumer bribe that preserves the credit card system’s hold over payments.

USDC is 10x better for hyperinflation protection and cross border payments.

It’s not 10x yet better for retail payments. I wonder if it can be, and - if not - if we should focus efforts elsewhere.

summoning /daylight | kylemccollom.com | we are hiring: careers.daylight.xyz

You earn 5.2% on Coinbase for having USDC. Somehow that needs to be integrated into the smart wallet and communicated effectively.

Co-founder, Scout Game. 
https://scoutgame.xyz