What happens next when 4 million people lose 200pts on their credit score? (to say nothing of anything else resultant of this)

What happens next when 4 million people lose 200pts on their credit score? (to say nothing of anything else resultant of this)

https://www.forbes.com/sites/shaharziv/2025/03/07/student-loan-delinquency-rate-skyrockets-4-million-borrowers-behind/

The Farcaster formerly known as Kchamp. Books, beats, bodybuilding, bright ideas and beautiful things.

katherinechampagne.com

My gut says that student loan dependencies are a good indicator for lenders to accurately lend with appropriate rates, but what's the argument for keeping these delinquencies off credit scores?

Coinbase employee (Investigatooor), personal account. Onchain is the future.

I’m not sure there is one at all. I am more interested if there’s any meaningful knock on after or if it’s another blip cause a bottom 90 problem