Greg
@greg
Any credit card nerds here? Trying to decide between Chase Saphire Reserve and Amex Gold Want to optimize for 1) travel 2) signup bonus 3) food Chase is more expensive but has free citi bikes which is clutch for NYC
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alex
@alexgrover.eth
Get the Chase (I’d go for the preferred) Chase is much more restrictive on applications, you can get an Amex later much more easily. Optimizing for SUB is the best strategy + sign up for a new card once you hit spend. The extra percent you eke out on categories is much less than bonuses
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alex
@alexgrover.eth
Source: 20 cards and 2M points earned over the past few years
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