Is there anyone doing decentralized insurance yet?

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Like homeowners/car/life insurance decentralized? Or insurance for risks associated with DeFi after contract review? I know there have been projects for the latter, though I'd have to do some searching to remember the names.

GenX girl who learned the hard way 🔹 lifelong artist 🔹 software engineer 🔹 curator of conversations 🔹 made /blend-o-rama 🔹 thinks you're cool

Former! Premiums are too high for something that’s rigged to the house (who fights to actually pay you out), and you can’t see data to publicly pressure them into changing. So I’m curious if anyone’s disrupting it yet.