Is there anyone doing decentralized insurance yet?

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Former! Premiums are too high for something that’s rigged to the house (who fights to actually pay you out), and you can’t see data to publicly pressure them into changing. So I’m curious if anyone’s disrupting it yet.

Like homeowners/car/life insurance decentralized? Or insurance for risks associated with DeFi after contract review? I know there have been projects for the latter, though I'd have to do some searching to remember the names.

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