I'd love to use a bank with a modern security stack that required TOTP or Yubikey 2FA vs. phone confirmation to move money.

Coinbase could do this with USDC, but would require a long grind through getting all the fiat integrations.

I'd love to use a bank with a modern security stack that required TOTP or Yubikey 2FA vs. phone confirmation to move money.

Coinbase could do this with USDC, but would require a long grind through getting all the fiat integrations.

https://warpcast.com/nir/0x73f837

Most banks offer this. Is the ux diff of a yubikey that significant?

Yes, because your TOTP can easily be stolen by a phishing page, it's resistant to a simswap, but not anything else.