coinbasewallet

2 questions on Smart Wallet:

1. if I have balance in crypto in my Coinbase account instead of Cash, does it use the crypto balance too? 

2. If I have balance in cash in my Coinbase account, however, there's an ACH hold , is that money available to spend?

I am a chomu in the digital world.

Head of Product @Juno in  the physical world. 

At launch Magic Spend is ETH only and so it’ll use your Coinbase.com eth. Working to expand

Does the auxiliaryFunds capability exclusively refer to "this account may have more of the native asset at the start of your requested call"?

Or will the capability eventually also mean that ERC20 allowances (USDC for example) may be higher?