Its another reason why for many who are young and healthy and with good income, high deductable HSA plans make more and more sense. Keep more in pocket while getting pretax HSA funds to invest and direct health pay towards what you want. Most wearables, labs, even 8sleep accept HSA/FSA.

Becomes more relevant as consumer tech starts to have more TVL than traditional healthcare.

Not financial advice and everyone must look at it from their individual perspective.

was actually thinking earlier today about how this is basically ideal for society. Insurance should really only cover true catastrophe. HSA/FSA is good for govt to subsidize citizens investing in their own health