Consumer Crypto

the important problem to solve is that you can have one wallet that you can carry between mobile apps like you do between website,  minimizing fragmentation.

a wallet address should be like an email address. one wallet per identity. other accounts (farcaster, lens, etc) attached to that address.

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Security is the biggest concern for people. Having one wallet makes you very vulnerable, one phising attempt, or a key phrase leak and you could lose everything

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yes, email addresses carry the same risk

this can also be addressed at the client level. for example, @daylight allows you to login with your primary wallet, but then also connect your secondary wallets so they can operate on the assets within those as well as a single user account.