Greg pfp
Greg
@greg
Any credit card nerds here? Trying to decide between Chase Saphire Reserve and Amex Gold Want to optimize for 1) travel 2) signup bonus 3) food Chase is more expensive but has free citi bikes which is clutch for NYC
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Ryan Lackey pfp
Ryan Lackey
@rdl
I use AmEx platinum for airfares, AmEx gold for dining and grocery, and hotel/etc specific cards for each chain, Amazon card for Amazon/Whole Foods. For uncategorized spend, 2% cash back is probably the best, although I’ve been using AmEx delta reserve to earn MQM bonuses or sometimes platinum just out of laziness.
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