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Wilson Cusack
@wilsoncusack
Hi devs, what can we ship to make your lives better? We’ve recently spent a bunch of time supporting AA builders to get better onboarding experiences for users, and I’m really excited for @coinbasewallet ‘s Smart Wallet to land. But what still sucks/is too hard? Top of mind for me is fiat -> crypto.
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Pavel
@pskalin
The difficulty of fiat->crypto is that the process is often constrained by the US Banking Hours and high fees (if onramping with card). Not sure if it’s a technical problem, but rather a financial engineering problem. Same with off-ramp. ACH/Wire transactions take time to settle & us banking hours constrained
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Wilson Cusack
@wilsoncusack
Roger, and do you feel like these problems are actively affecting your ability to get users?
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Pavel
@pskalin
Yes - both on a micro and on a macro level. On a micro level, users often ask and get concerns about settlement times. On a macro level, if it takes a couple of days to on/off-ramp, it defeats one of the key value props behind stablecoins (instant settlements) We are trying to solve this. Happy to chat in more detail
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