I've prepared a Google spreadsheet in which you can find the explanation of allowance formula and you can simulate/play with it

https://docs.google.com/spreadsheets/d/15JDaMhTuxGm5D3SMPRyXY2ppZu03k02w8Ec4cj7Gflo/edit?usp=sharing

Not a frame, but a spreadsheet that better explains how allowances are calculated for all the excel nerds out there.

Not a frame, but a spreadsheet that better explains how allowances are calculated for all the excel nerds out there. 

https://warpcast.com/mrrevix.eth/0xf1a1ff6a