Newf.eth
@newf
Tell me about your payments app experiences (Venmo, Wise, Revolut, Cashapp, Paypal, any others you use) DM me @newf on Farcaster with a description of your favorite and least favorite parts of the experience. I'll reply to the top 15 answers with a beer (8 USDC on Base). Answers with more details and examples will have a better chance of winning. Bounty ends 11/11 @bountybot
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Bounty Bot
@bountybot
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Gonzalo Mendizabal
@gmendizabal
Hey @newf! I have a fair amount of experience with Paypal as a LATAM user. I like PayPal’s global reach and security, making international payments easy. But high fees and poor exchange rates are big downsides—on a $500 payment, I can lose nearly $70. So in the end you get the following Favorite Parts of PayPal: Global Reach: Widely accepted for international transactions, making it easy to work with global clients. Ease of Use: Simple interface for managing invoices, payments, and transaction tracking. Security: Trusted platform with strong buyer protection, which adds credibility. Least Favorite Parts: High Fees: Significant fees on international payments, plus added costs when withdrawing to a Peruvian bank. Poor Exchange Rates: Often below market rates, adding hidden costs. Delayed Funds: Holds on large or new transactions can delay access to money when it’s needed urgently.
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ethan.degen.eth🎩
@ethan84
This is funny. Because I used Wise a lot to transfer money from Canada to Vietnam. Wise is super fast and they got a high exchange rate comparing to others app. Fee is also quite cheap for me (which is like 0.8%/ transaction depending type of method of your paying) comparing to Western Union. All the verification process, sending and receving are also quick (few minutes for set up with Phone + email and bank account), it took around an hour for recipient to receiver in their currency when you send directly entransfer to Wise, and little longer with credit/ debit card. But for me, the best way to send money internationally is through crypto exchange, which is seemlessly a problem.
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