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Jason
@chaskin.eth
Why DeFi > Banks for Borrowing Against Assets Approval Process - Borrowing against stocks: Apply & wait for approval - Borrowing against crypto: 2 clicks Borrow More - Stocks: 50% LTV max. $10,000 in stocks → borrow $5,000 max - Crypto (ETH): Up to 80% LTV. $10,000 in ETH → borrow $8,000 max Interest Rates - Stocks: 11.375%-12.825% (Schwab), compounds daily Crypto: 1.71% (cbBTC) 2.43% (ETH) 5.54% (USDC) (Aave/Base), compounds continuously Flexibility - Stocks: Rules on what you can & can't do with borrowed funds - Crypto: No restrictions. Borrow for anything Global Access - Stocks: Limited to certain regions. Only 9-5 - Crypto: Available 24/7, anywhere in the world
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Morpho
@morpho
Permissionless, efficient and transparent.
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