Main driver of everyday crypto adoption in the US won't be payments, it'll be payouts

Crypto has a clear pitch for non US citizens: access to USD

What about for US citizens? They already have native USD and the rails to spend it

So, not spending. What about earning?

founder @seismic // product-focused cryptography // rookie years @ stanford, google

(the second op sucks- i have so many unused starbucks points split between lost accounts)


This is where crypto can outshine US payments rails. Paying APP->USER is as simple as calling a transfer() function

The airdrop farming industry has already distributed billions using this process, and that's w/ fake money

Excited for us to plug in real money on the other side. Blackbird's already showing us the benefits of using crypto for RESTAURANT->USER payouts

Now we can work on applying their learnings to make X_BUSINESS->USER payouts explode. We can get even crazier with X_USER -> Y_USER payouts

This is the most promising wedge I've seen for onboarding the everyday US person onto a crypto wallet

USER -> APP payments are already easy. Apple Pay with Stripe is a two-click payment UX

APP -> USER payments, however, are painful. It's either the app dev ponies up for an MSB license, or their user's stuck receiving in-house points

like all my good posts 

this is filled with @0xsmallbrain's ideas