Replacing checking accounts with crypto accounts by 2030

Is a good adoption goal for developed countries

The path we're betting on rn is:

1. Pick up scraps. Focus on what's underserved by traditional processors, i.e. payments hit with high flat fees / bad corridors / big chargeback rates / recurrent censorship. Probably 1% of consumer payments

2. Experiment on scraps. Try to induce new financial behavior with tiny 1%

3. Find lightning-in-bottle with scraps. Some crazy interaction catches and crypto claims the other 99%