If you're in your 20s/30s and not buying assets or finding a way to make enough income to buy assets you're not going to make it.

You have to buy assets or you will be poor.

Income is a scam - you must own things.

This is the system we live in - I don't make the rules.

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I‘d assume it‘s ETH and BTC since that’s posted about the most

I think that many memecoins will be able to give x after the fall, like beer or manta

my favorite has always been tezos nfts.   but alas.   these assets I fear are not a path to financial freedom and may be just collectables