TVL is not the goal; TVL is a necessary evil. Every dollar locked in a (especially immature) protocol instead of being locked in a simple and secure wallet is to some extent a security risk.

Sometimes we have to take that risk to get valuable benefits, but locking for the sake of locking should be minimized.

Disagree - although it’s nuanced.

Unlocking liquidity from your assets is the defi dream. That means interacting with a SC and agreeing to the conditions by which you can access your assets.

The problem isn’t TVL, it’s immature SC. No way around but to build through. Market will bubble the best patterns up.