Founders

Starting to see a real bifurcation among crypto founders:
those who believe crypto is nothing but a speculative platform (and that's all it can ever be) vs those who want to see non-speculative utility emerge on-chain.

I don’t understand how anyone thinks the value is still speculative 😃 The utility is money, at minimum. 

I can email you money right now if you give me your domain name. Now extend that to all the legacy financial infrastructure.

ever tried an international bank transfer?