here's my take on the state of the crypto:

i can't remember the last time i used my wallet for anything.

"my" wallet is becoming obsolete 

in the future you'll have a unique wallet for every app you use. your identity and capital will be fragmented across hundreds of sites. the founders will tell you this is good actually because connecting a wallet is simply too difficult for normal people to comprehend

wallet ux has to get better. in Poland I can send money instantly with just a phone number, or pay online by entering a quick code from my banking app. takes 2 seconds. in crypto I have to connect, unlock, approve, confirm, disconnect… why not just give me a simple code to enter, like 2FA, and be done?