Consumer Crypto

the payment use case is extremely overhyped in crypto

most consumers prefer centralized payment options and the benefits of centralization (fraud protection, security, etc) will probably always outweigh anything decentralized options bring to the table

we have to find use cases where decentralization is actually an advantage

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I think for people under 30, paying friends in crypto is actually a good way to increase adoption. Part of the reason I like crypto is because Wells Fargo has fucked me over so many times.

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If crypto was as straightforward as Venmo (UX) people would be actually excited by crypto - and the potential upside and the gamification. It’s too convoluted and too easy to get your wallet drained. (Will crypto ever have good press) and (will crypto ever be for non-nerds)

oh yeah it's a great alternative for people that want it

I just don't see the mass adoption of it

for most people, they have not been screwed over by Wells Fargo and their bank works fine for 99% of the things they want done