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Dan Simmons
@simmons
American Express (esp Platinum) is insanely overrated
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Gramajo
@gramajo.eth
I’d say Amex customer service to me has always been great which is a defining factor for me. Been in the cc game for close to 10 years but I agree on this take
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Dan Simmons
@simmons
It was a little bit better historically, but it just doesn't live up to the hype these days. My Capital One Venture X ($395/year) easily pays for itself with almost zero effort, I get 2% back on everything (vs the Plat is only worth using on flights specifically), and I can add additional cardholders for free. Plus, the lounges are way better and less crowded, the travel portal is actually sick (previously Hopper iirc), it serves as primary insurance for car rentals, the app/site are really good, etc... Amex just keeps adding dumb coupons and increasing the annual fee 🤷‍♂️
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