gm - is a roth ira or a 401k a good option right now? how do i do finances

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Oh, hi Marx | 
he/him | 
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company too small for 401k match, already got 6+ month emergency, dont have a roth ira, waht do i doo

Get your 401k match, build your 3-6month emergency fund, then max out IRA. Anything else is gravy

As unfulfilling as this answer is, it’s as close to objective truth as you can get:

It depends. A lot.

Best advice is to seek a financial planner and discuss your life goals. That includes family planning, current work situation, etc.

https://www.reddit.com/r/personalfinance/wiki/young_adult/