Andrej K makes an interesting point and Autism Capital's dismissive reply is wrong.

It is rational to be more afraid of man than of nature, because it is rational to be afraid of powerful optimizers.

This is also often why we are more suspicious of for-profit versions than non-profit versions of the same activity.

Both can be true simultaneously. This matrix goes beyond the human condition, think AC is referring to broader view of energy exchange. I see both perspectives, you're on the money about sussing for-profit products. At the end of the day $ is just another form of this energy exchange mentioned. Allocate wisely.