wish we had a home buying channel. thinking of moving on our first house but i feel out of sorts here.

ask the qs, your _friends_ will help you get the respuestas

do you own? any regrets?


assuming you have 20+% to put down, would you? i hear the “avoid PMI” case vs “never put down that much at close” pov basically 50/50 amongst ppl i know

Yes-ish. 

Putting it down means lower monthlies which make the load feel much less heavy. Which makes homeownership much less scary. 
Remember you've got this place for decades, don't assume you can do high monthlies forever. 

Also, it reduces the cost of the loan, ALOT. 

And saves you from inflation.