Sweden tried to go cashless and it basically worked. They have done a total about face however, and now the gov is like jkjk please carry cash, we’re begging you — it’s a matter of national security https://www.theguardian.com/technology/2025/mar/16/sweden-cash-digital-payments-electronic-banking-security

brett scott writes and speaks quite well about why going cashless isn't the liberating achievement that many think it is

i met him once at an event we were both speaking at, ironically in Sweden, and we had a good evening chatting about the future of money

he had some interesting thoughts on how cash in many ways is more decentralized than crypto, obviously not theoretically or technically but in actual practice.

brett scott writes and speaks quite well about why going cashless isn't the liberating achievement that many think it is

i met him once at an event we were both speaking at, ironically in Sweden, and we had a good evening chatting about the future of money

he had some interesting thoughts on how cash in many ways is more decentralized than crypto, obviously not theoretically or technically but in actual practice. 

https://alteredstatesof.money/brett-scott/