don't normally speculate in public but i think we'll see some amazing consumer crypto products over next year/two. i don't think polymarket will slow down after elections. excited for new payment plays. i don't like the one giant owning it all but kudos to coinbase for creating this almost out of nothing. yea yea eth this and L2s that but some big brains did solid product thinking which led to base, hosted wallets, pay, cards, et al ... all great infra for next-gen, global fintech. if anything, i don't think trad vc will be able to capture value. like ai, builders will build permissionless, niche (maybe ephemeral) apps. not caring about "vc scale" </ted-talk>

what areas of consumer do you think are ripe for this?

Working toward a more self-sovereign, creative, kind internet. Husband. Dad. ❤️ nature, games, ‘puters, death metal. FC OG | FID442 chriskurdziel.com

first-off and pardon smooth brain but there's way too many niche specific payments in this world. just that. all the trillions of just payment flows. b2b, b2b, c2c, c2b. iirc killing net 30/90 and the entire concept of AR was an early smart contract dream (c 2015) for accountants/analysts. now we have the infrastructure for such precise, speedy accounting/settlement