cdt pfp
cdt
@cdt
wish we had a home buying channel. thinking of moving on our first house but i feel out of sorts here.
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seneca pfp
seneca
@seneca
ask the qs, your _friends_ will help you get the respuestas
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cdt pfp
cdt
@cdt
do you own? any regrets? assuming you have 20+% to put down, would you? i hear the “avoid PMI” case vs “never put down that much at close” pov basically 50/50 amongst ppl i know
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seneca pfp
seneca
@seneca
my 2c is that ownership is a luxury. if you buy, either 1) you have plenty of $ and it doesn’t matter or 2) you want to live in a place as your own above any potential downside/upside of that $ (eg watch the kids grow, make it your own, etc). starting from that pov, it has made my decision making easier.
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cdt pfp
cdt
@cdt
yea i mean kids are a big reason. outgrowing our current place plus our rent went up $700 last year, who knows how much it’ll go up this fall. we’re doing fine money wise. i hear stories of ppl buying then next day roof needs replacement lol.
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cdt pfp
cdt
@cdt
a lot of this probably goes away post inspection i think. i’m just a pretty risk adverse guy… as i work in crypto lol
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