With fragmented liquidity becoming a bigger issue with the launch of so many new chains, you would often need to bridge/swap your tokens across different ecosystems to do anything. That's no good.

The two main solutions I see are:

1. Unified Chain Balance
This solution provides you with a new wallet that consolidates your balance across multiple supported chains - giving you a "unified balance". The good thing is that you no longer need to worry about which tokens you hold when completing a transaction. However, you need to onboard onto a whole new thing to get this working.

2. Spend Your Existing Tokens Anywhere
In this approach, you continue using your existing wallet and tokens, possibly having a preferred token for spending, such as USDC. Dapps and wallets would then allow you to spend this preferred token regardless of what the transaction requires.

Building paywithglide.xyz. ex Robinhood, Uber, Apple