crypto

Investing in cryptocurrencies should aim to make life better. If the current strategy makes you anxious and unable to sleep or eat well, then it is counterproductive.

For me, there are several conditions for asset allocation:

1. The ratio of cash to investment amount: Cash should cover at least the next two years of expenses.
2. The ratio of different types of investment products: such as stocks, funds, gold, and cryptocurrencies.
3. Cryptocurrencies:
   - BTC and ETH should always occupy the largest proportion.
   - High market cap altcoins whose products I use, such as BNB, SOL, LINK, etc.
   - Finally, allocate a small proportion to alpha and meme coins.

Everyone's asset allocation varies based on their risk tolerance, total capital, and areas of expertise. The most important thing is that the strategy should be progressive, with the upper-level strategy strictly limiting the proportions at the lower levels.