Discussed long-term viability and price prediction for XRP with my analysts the other day. 

Assuming two conditions meet: 1) Ripple ledger stays ahead of enterprise payment blockchain competitors so transaction volume, adoption and ecosystem continue to grow; 2) XRP supply remain relatively in elastic, no excessive burning or minting (analyst said minting is not possible atm).

I said XRP mkt cap can go to current Bitcoin mkt, around 1.6T, in 3 to 5 years. For this to happen, XRP total supply is 100 billions counting both outstanding and treasury, each XRP will have to go to 1,600/100 = 16 USD. Considering outstanding XRP is much smaller than 100 Billons, than XRP has to go much higher for XRP mkt cap to hit 1.6T. But i think it’s a viable prediction. 

*Pulled this out of my a$$. Not financial advice