Xchange will be external-lending-pool-ready at launch. What does this mean and why does this REALLY enable a much wider market than is currently able to take advantage of DeFi?

X7 Finance. A decentralized, permissionless, trustless, censorship-resistant protocol with DEX and Initial Liquidity Loans (ILLs) / x7finance.org

And do not forget: a portion of the origination fee and loan premiums will flow back into the X7 Finance ecosystem, growing the size of the DeFi native lending pool, the X7D minting capacity (through locked liquidity within the X7100 series tokens), and the overall liquidity in X7R and X7DAO tokens.