reply guys

I know this doesn’t apply to everyone but I am once again imploring you all to buy your houses with cash this cycle if you can afford it

Don’t fall into the trap that you can gamble your money into a larger sum when you have the chance to change your families life forever anon

Moral of the story is greed gets punished.

Optimize for happiness, not wealth.

If it makes you sleep better at night, it's worth it.