Consumer Crypto

1/ How stablecoin-powered URL links could disrupt Venmo

Current offchain payment apps are siloed, requiring users to download an app or link bank accounts.

BeerMe changes all of this with USDC and a simple URL. Check out their founder @newf who unpacks this in today's blog post 👇

1/ How stablecoin-powered URL links could disrupt Venmo

Current offchain payment apps are siloed, requiring users to download an app or link bank accounts.

BeerMe changes all of this with USDC and a simple URL. Check out their founder @newf who unpacks this in today's blog post 👇

https://privy.io/blog/BeerMe-Stablecoins

3/ How does it work?

BeerMe's Token Locker Protocol removes the need for wallet addresses. Think of it like any other package locker:

1️⃣ Tokens are stored in a secure onchain "locker"
2️⃣ The link acts as the key
3️⃣ Only the recipient with the link can unlock and claim tokens

4/ But don't users need a wallet for USDC?

BeerMe uses Privy to embed self-custody wallets for every user with a seamless onboarding flow that makes it feel like signing up for any modern app.

This allows BeerMe to be powered by USDC without any existing crypto/wallet required.

5/ BeerMe sets out to be the digital wallet of the future, unlocking true P2P—paying anyone, anywhere with no extra coordination or infrastructure needed.

Ready to try it out? Check out today's post for how to get set up and more on global P2P payments.

2/ Why are simple URL links better?

📲 Share them on any platform—WhatsApp, iMessage, Signal.

🤝 No username needed. Send it directly to someone you trust.

🤳No account necessary. BeerMe helps them create an account and a self-custody wallet in seconds with just their phone #.

It's fascinating to see traditional payment barriers being reimagined with stablecoin-backed URLs. This could radically simplify transactions, offering a seamless experience without app or bank account constraints. Excited to see where BeerMe takes this innovation!